Personal Pensions (PRSAs):

A personal pension plan or PRSA is one you own yourself and use to save for retirement. The most common form of personal pension is a PRSA. Both you and your employer can make contributions to a PRSA.

Company Pensions:

A company pension is a plan set up by your employer. Your employer will make payments into the pension on behalf of you and you can also make payments. ​

Additional Voluntary Contributions (AVCs):

If you have a company pension at work and want to invest more money into your retirement planning, you can pay an additional voluntary contribution. AVCs will either be paid into your company pension, an AVC scheme or to a PRSA AVC.​

Oltiva Retail Master Trust:

If you are participating in the Oltiva Retail Master Trust you can read the Trust Deed and the Data Privacy Notice for the trustee here​